Property All Risk Takaful


The Property All Risks Takaful offers wider coverage than Fire and Allied Perils by covering accidental physical loss of or damage to the Property Covered whilst situated at the premises described in the Participant’s Membership Document, everything is covered other than the exclusions, defined in the wordings.

Factories, power plants, building and office projects including workshop, machinery, equipment, material, goods, fuel, warehouse, premises or offices are covered under this Takaful.

  • Risk Covered
    • Fire
    • Lightning
    • Explosion
    • Aircraft, or other aerial devices or articles dropped there from Impact by vehicles, watercraft, locomotives or rolling stock
    • Earthquake
    • Riot
    • Strike
    • Malicious damage
    • Busting or overflowing of water apparatus (including sprinkler leakage)
    • Impact by own vehicle
    • Electrical Clause 'B'
    • Theft or attempted theft (by violence to persons or threat thereof or by violent and forcible entry to or exit from the premises) and Accidental loss or damage to property covered.
  • Key Benefits
    • The Takaful covers covered properties against unforeseen and sudden events.

  • Information Required
    • Value of Property
    • Level of safety and protections
    • Quality of construction of buildings

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