Jubilee General – Window Takaful Operation’s Family HealthCare Takaful covers more than one family member (Self, spouse, up to 04 children) for a fixed amount of cover in case of hospitalization. The amount of sum covered floats over the entire family – this means that the limit can be used by any member of the family and for any number of times. Thus a family of 04 takes a cover for Rs. 500,000 -the entire family can claim up to this amount together.
Hospitalization limits are annual and allocated on ‘Per Family’ basis. Jubilee General – Window Takaful Operations is offering two exclusive plans with following annual family limits, i.e.,
Silver Plan:Rs. 250,000 (Semi-private)
Gold Plan:Rs. 500,000 (Private)
Product Packages are as follows:
I. Family ‘A’- Self, Spouse & up to 02 children
II. Family ‘B’- Self, Spouse & up to 03 children
III. Family ‘C’- Self, Spouse & up to 04 children
Entry Age: Proposer/ Spouse- 18-49 (Once covered, takaful can be renewed yearly till age 60).
Children: 1 year -23 years.
Single contribution covers a family of maximum 06 (self + Spouse + up to 4 children)
Family Contribution: Will depend on the age (next birthday) of the eldest member and the package contribution will cover a maximum of 06 persons-Self, Spouse and 04 Children.
- Product Features
✔ Provides Cashless benefits through our preferred providers network.
✔ No Medical tests are required.
✔ PECs will be covered after 04 years of continuous coverage
✔ Free look period of 14 days –option of canceling if not satisfied.
✔ Hospitalization limits per annum Rs. 500,000 or Rs. 250,000.
✔ Pre hospitalization Expenses : Covering Consultations, Medicines and Laboratory tests preceeding admission to the Hospital
✔ Post hospitalization Expenses : Covering Consultations, Medicines and Laboratory tests after discharge from the Hospital
✔ Emergency Local Ambulance Expenses: To pay for the transfer of the patient to and between Hospitals in an ambulance provided by any service provider, per eligible claim.
- Value Added Services
- Credit facility on 200+ hospitals all across Pakistan
- 24/7 Medical Hotline approval center for better coordinated care and facilitation through trained professionals
- Customized Family Health Card for complete facilitation at hospitals
- Savings with health takaful through discounts on outpatient services (pharmacy/ lab tests) at selected outlets.
- No requirement of any Medical test/ report
- Free Lookup Period for 14 days
- Pre Existing coverage after 48 months of consequent renewals
- Additional 15% Hospitalization limit after 24 months of consequent renewals subject to No Claims paid.
- “Family HealthCare Takaful” is only available on the “Buy-Online” portal on Jubilee General – Window Takaful Operation’s Website with participation options through Credit/Debit Card & Cash on Delivery (COD).